Pricing

Simple, transparent pricing

A flat platform fee plus honest interchange-plus processing. No long-term contracts, no setup fees, no surprises. Every plan starts free in a sandbox.

Monthly
Annual Save 2 months

Free

Try Subito end to end in a sandbox at no cost.

$0/mo
Demo mode only — no live processing
Create account
  • 1 sandbox environment
  • Demo mode only
  • Authorize, capture, refund, void
  • Level 2 enhanced data

Scale

For multi-entity operations and higher transaction volume.

$100/mo
+ interchange-plus processing
Create account
  • Everything in Growth, plus:
  • Unlimited environments (+$10/mo each)
  • Multiple legal entities
  • Volume interchange discounts

Processing shown as interchange-plus: you pay the card networks' interchange at cost, plus a clearly disclosed Subito markup. The Free plan is demo mode only. Scale adds environments at $10/mo each.

What every plan includes

The fundamentals are never gated behind a higher tier.

🔒

PCI-minimized architecture

Card data never touches your AOS on any plan — a dedicated cardholder-data boundary keeps card numbers out of your ERP.

💳

Tokenized card-on-file

Store customer profiles as vault tokens — never a raw card number — on every paid plan.

🔬

Free demo mode

Build and test against a simulator at no cost before you ever move real money.

Pricing questions

What does “interchange-plus” mean?

You pay the exact interchange set by Visa, Mastercard, and others — the wholesale cost — plus a transparent, fixed Subito markup. Unlike flat or tiered pricing, you always see the true cost of each transaction.

Are there long-term contracts?

No. All plans are month-to-month. Annual billing is optional and simply saves you two months versus paying monthly.

How do Level 2/3 and CEDP savings work?

Subito automatically captures invoice-quality line-item data from your sales orders and invoices. Qualifying transactions earn substantially lower commercial-card interchange under Visa's Commercial Enhanced Data Program.

Can I try it before paying?

Yes. Create an account, spin up a sandbox, and run demo transactions for free. You only start paying when you go live in production.

What gateways and cards are supported?

Subito processes the major card brands. Enhanced Level 2/3 data is submitted automatically to earn the best commercial-card interchange.

Ready to see it in your environment?

Create a free account and run your first authorization from a Dynamics 365 sales order today.